In end 2015, MediShield will be replaced by MediShield Life. The following very readable write-ups by Ministry of Health explain the scheme well.
https://www.moh.gov.sg/content/moh_web/medishield-life/about-medishield-life/what-is-medishield-life.html
https://www.moh.gov.sg/content/moh_web/medishield-life/about-medishield-life/medishield-life-benefits.html
https://www.moh.gov.sg/content/moh_web/medishield-life/about-medishield-life/how-medishield-and-medishield-life-claims-work.html
https://www.moh.gov.sg/content/moh_web/medishield-life/about-medishield-life/medishield-life-benefits/exclusions-under-medishield-life.html
https://www.moh.gov.sg/content/moh_web/medishield-life/premiums---subsidies/how-to-receive-premium-subsidies/subsidy---premium-tables.html
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